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Find a design that you like from our collection and edit away. Web personal banking banking basics what is a certificate of deposit? Cd accounts savings accounts if. Select the frequency of compounding from the drop. A certificate of deposit (cd) is a savings account that holds a fixed amount of money for a fixed. Web input the annual interest rate of the cd, expressed as a percentage. Minute read | article topics: Web you don’t need to start from scratch with our certificate templates. Web what are certificates of deposit?